Best Reverse Mortgages In Phoenix Near Me

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All Reverse Mortgage, Inc. (ARLO) is proud to be Arizona's #1 Rated Reverse Mortgage Lender, celebrating 19 Years of excellence. We are the only AZ company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service. We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home's equity!

The difference is clear, and we can't wait to show you!

All Reverse Mortgage, Inc. (ARLO) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO) originates in Arizona and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payments, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

All Reverse Mortgage, Inc. is licensed by the Department of Insurance and Financial Institutions, License/Registration #0934287.

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

The Grand Canyon state has a population of 7,171,646, and 330,706 are homeowners age 62 and older, meaning almost three hundred and fifty thousand people may be eligible for a reverse mortgage.

As of January 2023, the average home value in Arizona is $429,200, much lower than the HECM reverse mortgage lending limit of $1,089,300.

Arizona is the country's sixth-largest state and the 14th most populous. The capital of the state is Phoenix. Arizona also is one of the "four corners" of the United States. It shares borders with New Mexico, Utah, Nevada, California, and Mexico. It also has one point in common with the southwestern part of Colorado.

The first colonists to settle what would become Arizona arrived from Spain when Spanish Franciscan Marcos de Niza arrived in 1539, establishing contact with the Native Americans that had resided in the area for thousands of years by that point. Spanish settlers dominated the area until 1821 when Mexico achieved its independence from Spain. What is now Arizona became part of the larger "Nueva California" territory.

4worldlovers:
Whether you're looking to buy a home in Arizona or refinance your existing mortgage, borrowers often dread the mortgage process. That is because the traditional way to shop for a mortgage is broken. We have created a system to fix the process to be easy, fast, and exciting so you can focus on enjoying this new chapter in life without the stress.


We have some of the fasted close times in the Arizona.

Because we are brokers we shop your scenario so banks compete for your business! We have access to rates and loan programs other banks can't offer. We are fast and streamlined so you can get on with your life.

Check out our extensive library of video and content aimed at arming you with the right knowledge and the most up-to-date information so that you can start home shopping with confidence.

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Tom and his team are great! Very patient and understanding throughout the process. Made our experience really enjoyable. Thanks guys!

Eddie and Tom were wonderful to work with. Not only were they were responsive and professional but they were also good people and stood by their word. Our close had a quick timeline and they delivered on time. I would work with them again in a heartbeat.

We had a great experience working with Tom and his team. He got us a great rate. Best of all he did what he said he would do. No surprises. Everyone was very helpful, responsive, and overall nice to work with. We would highly recommend.