Best Health Insurance Agency Tucson Near Me

4worldlovers: A health insurance broker is an independent, licensed insurance professional who represents multiple insurance companies. Lehrman Group is one of Arizona’s oldest and most experienced health insurance brokers.

Yes, it is worth using the services of an insurance broker. Using a health insurance broker is free– brokers get paid a commission by the insurance company. A broker can explain the pros and cons of each plan and help you determine which plan is right for you. A broker can help with the enrollment process as well as help to resolve any future issues you may have related to your policy.


A good health insurance broker will represent many health plans and ask you questions to determine which plan is right for you. They will likely ask questions about your health status, your income, how long you need coverage for, and which doctors/ providers you would like to be included in the plan’s network.

4worldlovers: By clicking, you will be forwarded to our consumer site, healtheoptions.com

4worldlovers:
As the workforce continues to evolve, employers will need to find ways to ensure their health plan delivers an experience in line with their employees’ needs and expectations.

From new college hires to seasoned executives, it’s not uncommon for an employee population to span multiple generations. In fact, there are 4 commonly defined generations currently active in the workplace today: Baby Boomers, Generation X (Gen X), Millennials and Generation Z (Gen Z).

With these multigenerational employee populations come varying healthcare needs, expectations and preferences. For instance, Baby Boomers are likely to have different healthcare issues and priorities than their younger counterparts, based on several factors including biological age, life experience and socioeconomic influences.

This can make it a challenge for employers to determine which healthcare experiences are the right fit for their unique employee population. And finding the right fit matters.

It’s important for employers to understand their employee population’s needs and to keep generational preferences in mind when designing healthcare plans. Doing so provides options for employees who prefer to access health care in different ways. This maximizes engagement and improves the experience and may lead to higher overall employee satisfaction and talent retention.

On July 20, 2023, the Centers for Medicare & Medicaid Services (“CMS”) and the Departments of Labor (“DOL”) and the Treasury (collectively, “the Departments”) issued a letter to employers, plan sponsors and carriers encouraging that they allow additional time to enroll in employer-sponsored health plans for individuals who have lost Medicaid and Children’s Health Insurance Program (“CHIP”) coverage due to Medicaid resuming normal eligibility and enrollment procedures and operations.

4worldlovers: Licensed Agent with special training in Medicare, Supplemental plans (Medigap) and Advantage Plans

Over 20 years experience working with a variety of insurance products in a Human Resources Management role

Kind and compassionate with the heart of a teacher. I REALLY care about helping you and this very important decision.